What Makes a Great House When Looking To Buy?

Looking for a new house to buy is always an exciting search. You are searching for the home of your dreams, the home that will house many future memories, and may mean a lot to you in the future. So, that is why it is super important to look at the houses and really research about them so you make sure you choose the right house. But, what makes the right house a great house to buy? Here are just some factors;

Location, Location, Location

The location is a given when it comes to buying your next home, or the first one. Does the location fit where you dreamed it would? Is it close to your work? Does it have schools in the area for the children? What is the crime rate? All of these things are the major deciding factors when looking for your new home.

Another thing to think about it connections, and the future. You may move to a neighbourhood with amazing views of mountains and fields and hills. But, there may be some plans in the works in which a major skyscraper could be built, right next to your house and obscuring the view forever. These are the factors and things that people do not consider as much when it comes to their next home. Always check the future of the location. Another example could be that a place may be poorly connected right now, but in a year or two time, a major new train depot and the station will be built connecting to major cities in a matter of minutes. This could one, double or really increase the value of your newly bought home if you were ever to sell again. But also, they would benefit you, so keep these things in mind.

Does it Cater to Your Needs?

This is an obvious one, but make sure it caters to your needs. You do not want to buy a house that doesn’t have a large kitchen when you have a family of four or five. You do not want to buy an apartment and then find that the building doesn’t allow animals or certain pets. These are all things you need to consider, and things that would determine a house a good one or a bad one for you.

Money Matters

In the world, money matters. The bigger the budget, the more options lay on the table for you. In some areas, you can get a house two times bigger than in another location, for half the price. This is why location matters. City houses cost more than out of the city houses and having a bigger budget can really go a long way if you invest it in the right home.

If you are looking for luxury homes, Holowesko Realty could be a good place to go for help. When it comes to buying a home, it is always helpful to have an agent help you all the way, and this is regardless of the budget. They can help you make a better-calculated choice when it comes to choosing the right house. But at the end of the day, the end decision ultimately comes down to you, so make the right one for you!

Giving A Home Buyer Absolute Confidence In Your Property

Selling a home has never been easier, regarding channels and options. You can go the private route, skipping over any real estate agent, choose to sell only to a foreign buyer only, sell to a real estate company, sell to the local government or go the traditional way of hiring a real estate agent. The avenues are very varied and each has its perks. However, convincing buyers your property is the best on the market is a totally different story. Now, you have to go above and beyond. If you don’t supply potential buyers with all the information they want, you will shake their confidence and lose them to another seller.

A case for potentiality

A surveyor doesn’t necessarily give you a price, they will give you a clear report on your property boundaries, measurements and potential options for future construction and the legal requirements you would need. Using this information, you can estimate the potential upscaling that your property is able to achieve if a buyer would like to extend, build a conservatory or increase a driveway, etc. Explain and show the potential of your property to a buyer, using the report the surveyor made.

Go behind their back

Although real estate agents will price your property for you, it’s always a good idea to go behind their back and hire an appraiser. They will be working with you directly instead of with the real estate agent. This is important because a real estate agent might lower the price their appraiser gave them because they are trying to compete with other real estate companies operating in the same neighborhood. Your appraiser could give you a valuation that is a lot higher than what you were originally given. This could put your home in a higher quality bracket, which is crucial if you’re intent on attracting wealthy clients.

Everything above board

The all-important home inspection is definitely something you should do by yourself, i.e. not involve your real estate agent. Hire a certified home inspection professional. In certain states and or provinces, the bar is set low. You want a home inspector that has a wealth of experience, such as 25 years. They should also bring their thermography equipment so they can see where hot and cold patches exist. They will also be able to see through walls, so any hidden leaks inside your home will be spotted quickly. They can also give appliance recall notifications, so your fittings that will remain in the home can be replaced or repaired accordingly. Show the stamp of approval from a home inspector, and an interested buyer will have a weight lifted off their shoulders.

Be a bit gutsy

Allow your potential buyers to walk around the home as they please. Instead of giving them a guided tour of the property, be a bit gutsy and allow them to do it on their own. This shows supreme confidence in your property; just make sure you have cleaned everything and feel proud to present every inch of your home.

If you want your buyers to be at ease the minute they walk into your home, give them a couple of valuations instead of one. Show them a seal of approval from a certified home inspector.

What Makes A Great Place To Live?

Finding the right place to live might be a lifelong quest – you can never be sure where you’ll find a home in the modern day and age, and only when you settle in and know it in your heart that you’re where you’re supposed to be will you be satisfied with the home you live in. You want a place that’s fun, that allows you to put down roots and expand a little, and you want to feel relaxed and safe.

But there’s some things that can help you out on this kind of quest. After all, if you’ve labored long and hard to get the money together, and now you want to know that the mortgage you apply for will be spent on the right four walls, surely there’ll be some tips out there! So, with this in mind, let’s go through some of the things that make a place great to live in.

Green Space and Quiet Places

One of the main things you want when moving to a new area is the promise that greena and open spaces are nearby, and that they’re as peaceful and secluded as you would need them to be. Even when living in a city, it shouldn’t be a hard push to find a park in the center or on the outskirts, where you can go for fresh air or to walk the dog.

Take London, Ontario as a good example here – London is an great place to live because of its emphasis on natural environments and the need for them in day to day life. It’s known as the ‘Forest City’ because of how green the whole place is, and that’s important for both your current and future happiness when trying to find a place to call home.

Facilities to Suit Your Family Situation

If you’re someone with a big family, you’re going to want plenty of child friendly places to take the kids on weekends and days off. Similarly, if you’re someone with elderly parents or a disabled sibling that you help to take care of, you’re going to want to move somewhere that has accessible facilities and a great local community support.

All in all, you need to move somewhere that’s suitable to your current living situation, and not just a place you think would be good for the future.

There’s an Eco-Friendly Plan in Place

And finally, make sure you’re moving somewhere that has a green plan all set and ready to go, and is taking steps to reduce the carbon footprint of the city as a whole. After all, you want to move somewhere sustainable, where you can do your bit for the planet, and that’s key to feeling happy and fulfilled in your home setting! Cities are growing quite rapidly, and the environment is struggling to keep up; move somewhere you can be sure you’re helping to offset the problem.

What makes a great place to live? Ultimately, it’s up to you!

Considerations For First Time Home Buyers

Getting on the property ladder can be both an exciting and tense journey. Your to-do list becomes endless, and it seems like finances are always on your mind. On the plus side, you get to experience the process of choosing a beautiful home that you can be proud of. There are plenty of considerations to be made before you embark upon this process. To help you get the ball rolling, consider these six-pointers.

1 . Pay back debts

When you’re looking to purchase a property for the first time, it’s vital to start paying off your debts. If you won’t realistically be able to pay them all off right now, at least start by paying them down. From here, check your credit score so that you’ll have a rough idea of what to expect when you start the buying process. Without a good credit score, you may struggle to get yourself a good interest rate. Potential buyers should bear this in mind; even if home buying is currently a distant future priority.

2. Save as much as possible

When you are approaching the home buying process, it’s a good plan to save as much as possible. It’s not just the down payment that you’ll need, but also money for moving costs, closing costs, potential maintenance and homeware. The bigger down payment that you can save up, the more financially comfortable you’ll feel when you start paying off the mortgage. To help you to save money, try a budgeting app, for example, ‘Mint’. Using the application, you can organize all of your debts, accounts and expenses in one place. Mint suggests viable budgets across different categories, from rent and bills to groceries. The app also offers a free credit check which is very handy for the first time buyer. Good Budget is another great app which is particularly handy for couples who are budgeting and saving together.

3. Pre-approved mortgage

With a mortgage pre-approval, you can gauge a fixed idea of your eligibility and how much you could manage to borrow. Gaining a pre-approved mortgage letter also helps communicate to sellers that you’re ready and in a good position to buy. When you are approaching this stage, it’s a good idea to have a solid budget in mind.  A fixed budget will help you to determine what you can comfortably afford. Remember that the max amount you are approved by a lender may still exceed your comfortable budget. It can be tempting to start looking based on the max amount, but remember that you’ll want to feel comfortable, plus be able to pay for other associated costs.

4. Mortgage length

Determine the duration of your mortgage based on your personal circumstances; there are options available to choose 15-year mortgages, 30-year mortgages, or something in between. Choosing a 15-year mortgage is advantageous because you’ll get a lower rate plus have your home paid off faster. Some buyers prefer a thirty-year mortgage because the monthly payments often end up being more affordable. It’s important to be completely sure that you won’t struggle with the repayments each month. Of course you’ll want the house of your dreams, but it’s not worth struggling and not being able to enjoy it.

5. It’s all about the location

Location is everything when it comes to choosing your first home. If you’re moving to a new and unfamiliar area, spend enough time exploring the neighbourhood. Check out the most desirable postcodes, eat in the restaurants and research the quality of the local schools. Remember, you are not just buying a house; you are essentially buying into a whole neighbourhood and lifestyle. Choosing an ‘up and coming’ location can mean that the value of your property increases as time goes by.

6. A reputable realtor 

Choosing yourself a reputable realtor is essential when you are looking to purchase a home. Invest in the services of an experienced company who can help you to ensure that the whole process runs smoothly. From your new buyer consultation to searching for properties and negotiating your offer, you need a company looking out for your best interests. For more information and plenty of luxury homes on sale, check out Camijoneshomes.com.

Before you start viewing houses, make a list of must-haves and nice-to haves. Your must-haves are your non-negotiables which you simply can’t do without. This might be a garden, a modern kitchen, or a nearby station. Your nice-to haves are those things that you desire but can live without if the budget won’t stretch!

Decorating Your Child’s Bedroom In Your New Home

If you are moving into a new home, one task you will need to tackle is decorating your children’s bedroom. Here are some tips for doing so…

Choosing children’s chairs

No playroom or children’s bedroom is complete without a place for your little one to sit, whether it is a beanbag for relaxing or a set of wooden chairs and a table for drawing. If you look online, you will see there is an extensive selection of children’s chairs for you choose from, ensuring you find the perfect chair for your requirements, the age of your child and your budget.

Look for a range of chairs that meet the perfect balance between being practical and playful. They are constructed to the highest levels of quality and they feature fun and exciting designs, which your children are guaranteed to love. This is important for your children when moving into a new home. With so many options to choose from, we know it can be difficult to narrow down your search.  Because of this, we have put together a step-by-step guide to give you a helping hand.

Step One: Choose a style of chair

There is a whole host of different styles of chairs for you to select from. This includes all of the following – armchairs, beanbags, wooden chairs, rocking chairs, tub chairs, wing chairs and much, much more. Think about your main purpose for purchasing the chair and that should help you to pick the best style.

Step Two: Make sure the chair is the right size for your child

Some companies make this step really easy, as they separate their chairs via age, which should make it much simpler when it comes to finding the right sized chair for your child.

Step Three: Determine a price range

It is always a good idea to determine a budget before you begin to shop. You can then narrow down your search in relation to the price range you have decided upon!

Step Four: Consider the design of the chair

Last but not least, you will want to take design aspects into consideration. What colour chair do you wish to purchase? Do you want something relatively simple in terms of design? Or do you want a chair that features a backrest that’s designed to look like a particular animal? Or what about an armchair with a fun fabric used?

Benefits of buying a divan bed

When buying a bed it is absolutely crucial that the person buying it goes for the right one. There are a lot of elements that go into the perfect bed, such as comfort, size and design. Unlike other furniture pieces, not one of these factors can be downplayed. After all, people spend approximately one-third of every single day sleeping, thus everyone must feel comfortable, snug, at ease and happy in the bed they have.

One of the key factors in picking the right bed is to go for a credible, well known and high-quality brand. This is something which is overlooked by a lot of individuals. However, when buying anything, not just a bed, the person buying should always do a bit of background research to discover whether previous customers have been left satisfied and consequently whether the company has a credible reputation or not.

At present, there has been a massive boom in the popularity of divan beds. The first reason why a lot of people tend to prefer divan beds is that they offer a much better support system. This is highly important because a lot of people suffer from a sore or stiff back when they sleep.  Unlike its competitors, such as wood beds, divan beds do not rely on a few slabs of material; they offer full support across the entire bed.

This point needs on to the next advantage – storage. Because the bed frame covers the entire base of the bed most divan beds come with draws fitted underneath. Not only is this great because it saves space and is cost-effective, but it also looks extremely sleek and stylish as well. You will have plenty of space to store your child’s toys!

A final reason why this type of bed is so popular is because of its versatility. It has a look which would be well suited in absolutely any bedroom. Thus no one should worry about not being able to find the right bed for them.

Adding some fun to the room

Pretend play shops are extremely popular with children and they present a whole host of benefits as well. Not only will your children have a lot of fun, but also they will learn about the concept of money, where food comes from, how much things cost and such like. Role-play also encourages interaction between children and thus helps them to develop their social skills and friendships.

From market stalls to theatres, there is a great selection of play shops for sale online. But, how do you choose the best?

Step One: Choose a shop type

The first thing you need to do is determine what type of shop to buy. This will largely be dependent on what you think your child will enjoy the most. Nonetheless, you can also think about what type of play shop is going to have the most educational value. From mobile markets to shops and theatres, you won’t be short of choice.

Step Two: Think about the size

You need to think about the size of the play shop for various reasons. Firstly, you need to be sure that you have enough space to accommodate it in your home or nursery. Secondly, you must determine how many kids you think are likely to play with the shop in question. If you have two young children, you will want to be sure they can both play with the shop with ease.

Step Three: Consider the age of your child

Last but not least, it is vital to make sure the play shop you purchase is the right age for your child specifically. Play shops have generally been designed for anyone between the age of three and six years old. However, you can find play shops for other ages.

Five Clear Reasons Your Roof Is Leaking

When you are a homeowner, you are in charge of fixing any cracked foundations in the home, any broken gutters and any missing roof tiles. When you start finding puddles of water in the attic that definitely do not below, you will be instantly concerned that your roof is leaking, and for a good reason!

The smallest leak in your roof that is left alone to keep leaking is one that will put your home in trouble. There are plenty of reasons your roof could be leaking rainwater into your home and not doing its job of protecting you. Below, we’ve put together five very clear reasons your roof is leaking, giving you plenty of time to check it out and see whether these match your situation.

  • The Roof Is Old

If you have an old home and your roof was built a long time ago, it stands to reason that the gutters will also be old. With old gutters and shingles, it’s more likely that your roof is leaking because of these things. You should be getting your roof checked yearly for its wear and tear, and if you’re not, then you need to start now! Roof materials do not last forever, and you’ll find that out pretty fast this way!

  • The Sealant Has Worn

Most roofs are built with peaks and valleys to keep them consistent. If the base of your valleys is joined by a sealant that has worn down over time, then leaks are going to be a guarantee. This is something that you need a professional roofer for as they will be able to replace the sealant for you and get your roof back to its peak condition.

  • The Gutters Are Blocked

There is a lot of things that can clog and block up your gutters, from leaves and sticks in the tubing to water that has built up, frozen and cracked the guttering. Clogged drains can lead to backwater going back to your roof, and if you have dealt with broken guttering, you’re going to find that you may need to replace the whole thing.

  • The Winter Got Your Roof

If you have enjoyed a lot of snow this winter, then you may find that the snow and ice have caused a dam on your roof, melting and then pushing water into the roof itself. Look at the way the roof holds the snow, and you’ll likely see where the leak is immediately.

  • The Attic Insulation Has Worn

The attic should have insulation in it to stop any issues from occurring with your roof. If there is a leak, however, you’ll find the insulation to be ineffective and not worth the money you paid for it. Why? Well, the insulation is keeping your home warm. If it’s been destroyed, then it won’t matter as how much your roof has leaked: you need new insulation anyway!

The roof is so precious to your home. Look after it, and you can ensure that you don’t have to handle any leaks that occur at all.

Ten Tips For Choosing Your Next Home

Everyone knows that moving house is a stressful experience. Whether you are moving abroad to live in a new country, or you’re moving around the corner and want to find a new street, there is a lot to get done. It’s exciting to get a new house – even if you’re old hat with the property ladder and you know the ropes with buying a new house, you need to think about your next plan. If you have a plan ready to go, you’re going to save yourself a lot of trouble and you can get a better headstart when you know what’s next.

With that in mind, we’ve got a plan for you below. You need the best tips for choosing your next house, and we’ve got ten of them for you to use to get started. Let’s take a look.

Tip 1: Know Your Budget

Everyone wants the perfect four-bedroom home with two bathrooms and an extra living space. However, not everyone has the budget for a home of this size and you need to know what your budget is before you get started. You may not be able to afford the mansion, but you can have a look at something smaller. This page has a number of cottages for sale which may suit your budget and you could fall right in love with them. Once you know your budget, only then should you even start looking for a house. There’s no use in scouting out houses that are beyond your reach and upsetting yourself when you cannot afford one!

Tip 2: Have Some Focus

You are allowed to have boundaries when you are searching for properties. You need to have them in place before you start to search because otherwise you’ll be presented with hundreds of options and no way of choosing the right one for you. Use as many filters as is necessary: if you’re spending money on a house, you want it to be right. Do you want a garden? Do you need to be close to the city? Look for the boundaries you can put in place and search for those boundaries.

Tip 3: Know What You Want

You may have a general idea of what you want from a location, but you won’t always know much until you research each area. Choose the location in which you hope to live and start doing your research. Think about school districts and local shops, the local crime statistics and what is going on in the area. If your area is nearby to the road, how loud is it going to be in your house of choice? Knowing what you want will help you to narrow down your search massively.

Tip 4: Can You Get Around?

Not everyone wants to drive everywhere all the time, so you need to see whether the area in which you want to move has good access to public transport. The last thing that you want to do is limit your ability to get around. A big part of the research that you do in a  new area has to surround the public transport system. There’s no use in moving somewhere you are completely isolated if your car breaks down.

Tip 5: Visit The Area

You can go to open houses and home inspections, but the actual area itself needs your attention. While you could visit during the day when the world is quiet, you need to go at different times of the day to know when it’s noisiest and busiest. Head there in the evening during rush hour and take a walk on the weekend, too. It will help you to get to know the area and also whether you want to buy a home there.

Tip 6: Never Skip A Viewing

You can get very tied up in the details when it comes to viewing a house, but you need to do these viewings and not skip out on them. First impressions really do count and when it comes to buying a house, you want to get this right. Always see a house a second time, too, so you can get a good second impression and be more practical about the house. You should do this whether you are viewing cottages or apartments, as you really need for this to be the right decision.

Tip 7: Test The Bathroom!

Whenever you view a house, you need to test out the bathroom. You don’t necessarily need to use the bathroom – you know – but you should flush the toilet and test out the taps. Plumbing is a big deal and you need to ensure that it’s working correctly before you spend money. If there are any issues, you can then bring them up to the buyer to be fixed before you purchase.

Tip 8: Never Be Afraid To Ask

There will be a lot of questions on your list, and you should never be afraid to put all of them to the buyer or to the agent showing you around the property. If you’re paying for a house, you want to ensure that it’s the right purchase for you.

Tip 9: Know Your Budget, Part 2

You need to check out the houses in the area and know what they are being advertised on the market for. This will help you to choose whether you are making the right decision with your particular property. You do not want to pay over market value for the house if you don’t have to, and it will help you to know whether it’s being advertised beyond the market price for a reason.

Tip 10: Take Your Time

It’s easy to get carried away and lose your head when you are buying a house. It’s an awesome thing to do and it’s a big purchase. The last thing that you want is for the whole thing to go wrong. Planned to precision, this should be a good buy for you if you choose the right type of house and the right type of finance. There will always be room to keep looking if you’re unhappy.

Steps To Finding The Best Moving Company

Finding the best moving company can turn a nightmare move into a pleasant dream. The problem is knowing how to choose the right company for your move. If you are feeling overwhelmed by the options, there are some steps you can try to narrow down your options and find the best company.

1. Licensing And Insurance

One of the first things you need to check when looking for a moving company is their license and insurance. Working with a company that is not properly licensed and insured will put your belongings at risk. Fortunately, reputable companies will have information about their license and insurance on their website.

If you cannot find this information on the home page of their website, it will often be listed in the about section. This is particularly important if you are looking for a long distance movers or interstate moving company. To operate legally, these companies must have a DoT license number. If you have any suspicions, but still want to consider the company, you should ask them for proof of their insurance or license number.

2. Consider The Services Offered

The moving company that works for one person may not work for another because everyone has different moving needs. Someone else might want to do most of the moving work themselves while you do not have the time for it. This is why you have to consider the moving services on offer.

The services of the company should match your needs. If you do not have time to pack everything in your home, you should look for a full-service moving company. These companies will take care of everything from packing your items, loading them, transporting them, and unpacking them.

While this is an excellent service, it is not right for everyone. If you feel more comfortable packing everything yourself, you need to look for a moving company that offers transportation only. These companies will pick up your boxes and drop them off at your new home.

If you have a gap between the date you move out and the date you can move into your new home, you should look for movers that offer storage services as well. These movers will pick up your boxes and other items on the date you need to move out and store them for you until they can be delivered to your new home.

When looking at services, you also need to consider if you have any special items that need to be moved. This includes pool tables, hot tubs, and pianos. These items may need special equipment to transport them, or you might need to hire specialist movers.

3. Check The Service Area

Another point to consider and look into is the moving company’s service area. There is no point in choosing a company that has good reviews and the service you need if you fall outside their service area. Fortunately, most moving companies will state their service area on their website.

This is particularly important if you are looking for local movers. Larger national moving companies will have larger service areas, and you might not have any issues obtaining their service. Local movers are more restricted, and you need to consider this.

4. Get An Estimate

Cost is something that you need to consider, but it should not be the only factor you look at. Before you consider any moving companies, you need to figure out what your moving budget is. This is the amount you can comfortably pay for the move, and it will affect the moving company you choose.

If you have a small budget, you may not be able to get a full-service company. In these cases, you will be able to get the normal moving service without the perks of someone else handling the packing. Full-service movers will cost a lot more than basic movers.

Once you have your budget and narrowed down your options, you have to get an estimate from at least three moving companies. This gives you a good range for comparison. If you are moving long distance, the company should conduct an in-home estimate. You may want to reconsider working with any long distance moving company that does not do this.

For local moves, an online estimate or phone estimate will work. However, it would help if you got this in writing as proof of the costs. Never accept a verbal estimate because this can easily be changed, and you will have no recourse should this happen.

After getting the estimates, you need to compare them and choose the best company. You should not choose the cheapest if they are a lot cheaper than the others. This is a red flag and could be a sign that they are not as legitimate as they appear.

Finding the best moving company can be hard, but there are some steps you can take to make this easier. You need to understand the services you want and check their license and moving insurance. You also need to get an estimate from at least three companies before you make a decision.

5 Simple Tips For Your Next House Move

When you’re moving home, there are plenty of chores to be done before you can get to your new pad and start relaxing. Of course, you’ll want things to go as smoothly as possible, and for this to happen, it’s essential to get organized. To get you off to a great start, pop these five simple tips on your moving checklist.

1. Clutter be gone

Moving home is the perfect time to get rid of all of your old clutter. You’ll likely come across items that you no longer use or want in the process of packing up. Instead of packing all of your possessions, pack mindfully. Put items that you are unsure of to one side. The number one rule of clutter is that if you haven’t used it in a year- you’re unlikely to miss it. Of course, special items that are sentimental or designed for occasional use can break this rule, i.e., camping equipment or luxury china. Apps like Tody can be useful to help you to get organized and clean your home as you go.

2. Early packing

Once you’ve decluttered your space, it’s time to start packing. It’s vital to start packing early on, failing to leave yourself enough time will mean that you are stressed out later on. Packing early is also helpful to give your moving company a good idea of how much stuff you’ve got to shift. Information such as this can be useful to get an accurate quote on the pricing.

3. The right removal company

It’s essential to choose the right removal company when you are moving home. You’ll want to find a reputable company with plenty of experience and expertise to offer. Some companies will also offer packing services, which can be handy if you are pushed for time. Before you start searching for a removal company, be sure to make a list of your needs and any questions you have about the service. You might want to ask if the company provides insurance, for example. For a great service, check out SMARTBOX Solutions, Inc. Whether a local or long-distance move, Smartbox offers quality at some nice prices.

4. Organize your bills

Ensure that you inform all of your providers of your house move, from your Internet to your gas and water. If you have a contract on your Internet, you’ll easily be able to take this to your next home. For your energy providers, you might like to take this opportunity to look for a cheaper or greener provider. Some energy providers offer discounts for new customers, and most eco-energy companies are less expensive than conventional ones. Of course if you’re moving abroad, you’ll simply need to close your existing accounts.

5. Pre-order new items

You’ll likely have new items which you need for your place, perhaps carpets, curtains or furniture? Make sure that you pre-order these things in advance so that you’re not waiting around to feel comfortable in your new place. Apps like Hutch can be helpful; the app technology provides users with a VA preview of what new items will look like in a room.

How Do You Keep Your Kitchen Organized?

Organized? Hell no! I do not think my kitchen is organized much. Mum seems to know her way around the place as she has always been a stay at home mother. We recently – as recent as 6 months ago – has the kitchen cabinets redone due to a termite infestation.

So now, I do know that big pots and pans that are rarely used are in the bottom drawers. Smaller pots and pans are usually at the end of the counter, at the corner. Spices are in one shelf, sugar, tea and coffee along with small packets of pulses, my weekly supply of Act II popcorn, some other packets of small things we add to food. One big section has a glass door that houses the plates and trays, on the left is the glasses section for some fancier guests and we want to serve them juice or Tang or something. Below that is glass bowls for ice cream and pudding.

Between these two are the bigger glasses – my pint glasses for beer. I have 2 proper English Pint glasses, a skull mug, a 300ml frosted mug and a 500ml skull glass mug. Opposite that is another big section with two doors and two shelves. One has snacks – chips, biscuits and and a few other things and the bottom one has medicines. And another one has glasses, coffee mugs and a small tray with snack bowls. The one at the end separate from everything else has bug spray, cleaning liquids, washing machine detergent etc.

Apartment Hunting: 5 Things to Consider Before You Rent an Apartment

Whether you’re renting your first apartment or you’re a seasoned renter, finding the right apartment can be exciting. However, it’s not easy to find an apartment that fits both your lifestyle and budget. Before you sign the lease, there are some factors you should consider. Continue reading this apartment shoppers guide to help make the apartment renting process simpler.

5 Things You Should Know When Hunting for an Apartment

Upfront costs

When searching for an apartment, rent shouldn’t be your only financial concern. Apart from rent and monthly expenses, you also need money for other upfront costs. These may include application charges and security deposit, among others. Therefore, you will end up paying more than you anticipated before you get the keys to your apartment. To be on the safe side, ensure that you save up for a few months’ rent.

Future costs

After you have moved into your apartment, you won’t only have to worry about rent but also long-term costs. They range from regular purchases to monthly utilities. Other future expenses that you should be prepared to pay for include:

  • Gas
  • Electricity
  • Cell phone service
  • Internet and cable
  • Groceries
  • Clothing

Depending on your neighborhood and the time of the year, you may end up spending a few hundred pounds every month along with rent. Therefore, ensure that you include these expenses in your budget before you even start hunting for an apartment.

Prepare all paperwork

Apart from budgeting for an apartment, you also need to gather all essential paperwork that a property manager may require during the application process. Having all the paperwork ready will help speed up the review. In most cases, you will be required to verify your identity and provide proof of employment or financial stability. You can use recent bank statements and a photo ID when filling out the rental application.

Location

The location of the apartment is equally important. Ideally, you need an apartment that is close to all essentials, including shops and other services that you often use. You don’t want to walk for a long distance to get a haircut, groceries, or grab food from a good restaurant. The apartment you choose should also be located near public transportation. Additionally, factor in the distance between the apartment and your place of work. Commuting for long distances can ruin your day.

Lease terms

Although lease agreements are long and boring, take your time to read the entire document. Keep in mind that once you sign the document, it’s a done deal. Property managers often try to explain what the document entails. Instead of relying on their summary, take a while to read it to its entirety. Ensure that you agree to all the terms and ask questions when necessary. If everything checks off, sign the lease agreement.

Bottom Line

You need to be well-prepared before you rent an apartment. Don’t let your eagerness get the better of you and make a bad decision. Nothing can be worse than a one-year lease agreement with unfavorable terms or conditions. Just like buying a home, finding the right apartment takes patience.

The Offer You Should Have Refused: Tips On Avoiding Home Buyer’s Remorse

Standing in your new property, you quickly realize that you took up an offer you should have refused.

The seller didn’t tell you about those hidden maintenance problems that are now causing you both a literal and a financial headache. They didn’t tell you about the neighbors next door who are clearly fond lenders on line of the party lifestyle. And you didn’t ask the right questions to your realtor, meaning that you are only now facing the consequences of your impulse decision to buy.

In short, you are now feeling that all-too-common sense of home buyer’s remorse! Well, that could be the case for you. But let’s rewind to the moment before you take up the offer that the seller makes to you. Let’s rewind to that moment when you still have the opportunity to look elsewhere on your property search. Let’s consider the things you cheap secured loans need to do to avoid making a mistake with your purchase.

#1: Walk around the location

The right home is clearly important, but never underestimate the location you move into. If it has none of the amenities that are useful to you, and if you can’t commute to and from work easily, then you might want to reconsider a move into the area. You might also want to reconsider if the area is akin to a crime-zone, if there are no opportunities to take part in potentially life-changing hobbies, and if the neighbors are loud, noisy, and clearly unwilling to look after their properties. So, walk around the location to get a good impression of the neighborhood, and then run in the opposite direction if it doesn’t take your fancy!

#2: Bring in a home inspector

Home sellers are very good at disguising problems in their properties. When you attend the viewing, they might distract you away from certain rooms in the house. They could fill the property with sweet aromas to stifle any unwelcome smells of damp. And they could hide any problem sounds with music and chatter. You then leave with a positive impression and only later discover you have moved into a money pit after receiving the keys to move in. So, when you have found a house you are interested in, bring along a home inspector. He or she will assess the property for any maintenance problems and will guide you as to the viability of the purchase.

#3: Create a list of questions

To ensure you don’t forget to ask anything vital to either the seller or the realtor, create a list of questions to ask in advance. So, you might want to review your wants and needs and include them in your questions. You might want to ask about the financial aspect of the property, including information about utility and property tax prices. And you might want to ask the seller why they are selling, as if you can pick up any unhappiness in their reasons for wanting to move, you might want to think twice before buying. Here are just some of the investigative questions you might want to add to your list, but be sure to take the time to add your own.

So, don’t run the risk of home buyer’s remorse. Don’t make a decision that you will later regret. Follow our suggestions, and commit to as much research as you can before taking up an offer that you should have refused.

Searching For The Right Luxury Home Takes Patience

The most luxurious homes in the world are not without their quirks and blemishes. For a price tag ranging close and above the million mark, you will want to know the home is just right for you before signing on the dotted line. However, searching for your ‘dream home’ comes with a lot of tests. You’ll need to be patient, skilled in the art of negotiation and have the confidence to demand certain things from the real estate agent. Don’t be afraid to by a little strenuous for detail. You have every right to be picky about what kind of home you’re going to buy, especially one so expensive. Luxury homes are in a class of their own. Normal 3-bedroom family homes are not the same, so you have to approach them in a different manner. Here is a long list of factors you need to consider.

The key features

The process of buying a luxury property is arduous but you have to remember one thing. You have every right to demand and expect utter excellence. It’s incredibly important that you acknowledge this and approach the process with this in mind. The real estate agent that works in this field will know it too. The owners selling the property will be well aware that they need to meet the seller’s expectations too. Rest assured, you are in the driver’s seat. You’ve worked hard all your life, you’ve saved up and now you want to buy a dream home which could potentially be the last home you ever purchase. Don’t be meek and shy, be forthright with your expectations.

The key features of any luxury home must include these things. An open landing, one which is a little far from the staircase. Large open rooms with more than one door so you can enter from different rooms. Hardwood flooring is a non-negotiable feature, it must have pristine yew, rose walnut or mahogany wood flooring. The kitchen must have an island and it should be made from a high-end material such as marble or granite. You should expect to have some kind of water leisure features such as a jacuzzi or swimming pool; outdoor and indoor. A twin staircase is more attractive and leaves the hallway open. Acres of land to yourself is another non-negotiable must-have.

An impeccable location

The location itself should be worth half the asking price. You are buying not just a property, but a new life. Luxury homes offer residents some of the best places to live, in the world. However, luxury homes are usually part of a luxury neighborhood. You don’t often find a single luxury house standing on a hill, on its own. So the types of locations you must expect are as follows.

Lakes are massively popular locations as they offer a waterfront view and plenty of water activities without intrusions from other people from outside the area. Speak to a lake real estate agent to see what the exclusive benefits are to buying a lake property. In Smith Mountain Lake, you can gold all-year-round. You will enjoy boating in front of your own home in an exclusive patch which comes with some properties. You have exclusive rights to fish in the lake as well. When there’s wind across the lake, feel free to set sail to enjoy a calming ride on the water. There are also water sports of all kinds.

Villas are often on high ground, such as around the elevated parts of the coastline. That’s why the south of France often gets the most lucrative sales in the business. Mediterranean villas are a hot commodity in the luxury home world. They provide a sea view and plenty of sunshine. Due to how many of them are designed, the gardens have tall privacy trees, giving you plenty of time to yourself to sunbathe and swim fully unclothed in your pool and garden.

Country manor houses are known for their exclusivity because they have many acres of land attached to the property. This gives you plenty of space and freedom to live comfortably and privately. However, they are in the countryside so you will feel a little wind chill every now and again.

Hillside luxury homes are quite a design accomplishment. The Hollywood Hills homes are one such example of luxury homes that are in pristine locations but also have their challenges. Landscape erosion is a concern but it’s something that the local authorities pay close attention to.

Beware of the challenges

Luxury homes are no exceptions when it loans for people with ccjs comes to property depreciation. Even large homes can suffer horrendous price drops in the market. They’re usually foreseeable and are due to something being wrong with the property itself. You must realize that the maintenance of a large property is expensive and has to be done every year. Beware of your land become dry and or damaged by wildlife. If you live out in the country, you will be surrounded by nature and wild animals. Moles and gophers can do a lot of damage to your flat lawn and flowerbeds.

It’s also important to maintain your swimming pool and other water leisure structures. The worry is that there could be a leak that damages the surrounding land and or home itself. The repairs would be gargantuan and they wouldn’t come cheap. Property depreciation can also occur when natural disasters strike. More often than not, luxury homes are in locations that are right in the path of flash floods and other weather phenomena such as tornadoes. Since you’re living in a remote area, power cuts are something you will need to get used to. Major cities might not even notice there was a power cut because emergency power from the grid is given to them as a high priority. Those living in remote areas will have to be some of the last homes to receive their power back, whether in a luxury home or not.

The location is perhaps more important than the property itself. Waterfront homes are highly prized because they offer plenty of leisure activities and privacy at the same time.

Tips For Adding An Extension To Your Home

An extension on your home might be something that’s needed. Whether it’s for a growing household or because you want to boost the value of your home. Here are some tips for adding an extension to your home.

Check Planning Permissions

Firstly, planning permissions and regulations for your home are the first obstacle to get past. There may be a few snagging points that you’ll want to flag up now and now whilst you’re in the midst of knocking down walls or building the foundations. So think about what can be done on your property by getting in touch with your local council. Be sure you have the go-ahead before putting up any cement board siding or the groundwork for your new extension. While you’re at it, it’s worth checking in with your neighbours to make sure that what you’re doing is alright with them too. This is especially the case if there’s going to be a negative impact on their view or the noise is going to be a little loud and over a long period of time.

Set A Budget

Knowing the budget, you’re working with is very important because that’s really going to dictate what you can do with your extension. An extension can be costly and depending on the size, you may want to solidify your budget in detail so that you know exactly how much you need to spend and where you don’t want to start overspending. Having a budget will also help with you not going overboard and spending so much money that it puts you in a significant amount of debt. That won’t give you that happy ending you wanted with this extension otherwise.

Know What You Want To Create

What do you want from the extension? Is it a conservatory or do you want to build onto a room that already exists? It’s good to know exactly what your plans are because you’ll need to communicate these plans with whoever is responsible for building the desired extension on your home. The same goes for any interior designer or architect that might be hired to have an influence over the design and furnishing aspects. Have the idea of what you want confirmed for you and your household first before you start doing any work. It’s a lot of money to spend and then realises what you’re trying to achieve isn’t going the way you hoped.

Consider The Logistics

The logistics of building an extension are whether you’ll be without certain areas of your home for a brief or long period of time? Perhaps you’re knocking down your kitchen, and therefore you’ll need a temporary situation to make sure you can still function in your home. Consider all these elements before you start anything because you’ll want to put a few things in place beforehand, no doubt.

Adding an extension to your home is exciting, so make sure you’ve thought it through, planned out a budget and considered all the finer details needed for it to go smoothly  and without a hitch.

Seven Top Tips For Buying Property Abroad

Buying a property can be a bit of a minefield even when you’re buying in your local area, so buying abroad is even more of a challenge. Buying property when you’re not in the same country can be hard, but it’s not impossible. You need to do your research first and make sure you know what you’re doing.

  1. Ask questions about where the property you’re considering has been built. For example, you should know if the property has been built on an area that should have been set aside for land agriculture or a green belt.
  2. Take advice from an independent lawyer, who speaks both English and the local language of where you’re buying. If you’re looking into something like Dominican Republic real estate, then you’ll need someone locally who can help make sense of local laws and make sure you’re getting a fair deal. They can also protect you from potential permit issues.
  3. Research the background of the location you’re buying in to avoid any nasty surprises. You need to know if you’re looking at property in an area with earthquakes or volcanic activity. You should also do some research into the neighbourhood you’re looking at it, so you know whether noise or traffic will be a problem.
  4. Check the planning permission you might need to make any changes to your new property and make sure you’ve looked into what licenses your property should have. Without the correct licenses you may not be able to live there legally or get the proper utilities set up.
  5. In some countries, poor construction can be a problem. To avoid being burned by shoddy construction, make sure you always get an independent valuation from a professional surveyor who is an expert in the country you’re buying in. Even a new build should be checked over to make sure there aren’t any problems. You should check for properties built on poor soil, insufficient foundations, substandard building materials or built on dubious locations like flood areas.
  6. When you’re purchasing abroad, you need to know what you’re doing when it comes to contracts. It’s common to only get one contract in the local language, so you make sure to get a professional translation done. If you get a copy in the local language and one in English, get the translation checked so you know for sure what you’re signing.
  7. If you’re buying a property to rent out, make sure you consider the cost of maintaining the property as well as the cost of purchasing it. You should decide if it would be better to manage the property yourself or employ a managing agent to look after it for. Make sure you can earn enough profit on renting the property to cover the costs of this. You also need to factor in the cost of wear and tear from long-term lets.

Buying abroad should be considered carefully before you do it, as there are plenty of potential pitfalls for buyers who don’t do their homework first.

21st-Century Problems You Must Consider Before Investing In Real Estate

Investing in real estate has been around since the dawn of time, so it’s an opportunity you should always consider. Of course, it isn’t a sure thing that is guaranteed to boost your return on investment. If anything, the recent problems since the Housing Crash have made it harder to turn a profit. It’s not impossible, but you do need to take specific factors into account that you didn’t before. So, to help, there is a list of the most vital ones you shouldn’t overlook below.

In real estate, there are never any guarantees, but negating the following should make your goals easier to hit.

Fluctuating Interest Rates

Before 2008, interest rates were pretty steady. Now, they go up and down like a yo-yo, and it’s potentially harmful to your property investment. The reason is simple: each fluctuation impacts demand. Should it go up, the cost of a mortgage will rise too, but the competition in the market will fall. On the flip side, low demand means competition will increase as mortgages become cheaper. Therefore, understanding whether you’ll A) get the mortgage you want, and B) land your dream property depends on interest rates somewhat. A mortgage broker can clear things up if you’re unsure.

Renters Vs Buyers

Finding tenants could be a significant part of your plan to pay off a second mortgage and sell the property later down the line for a considerable profit. In that case, you should perform a credit check and top-up your insurance policy. Easy Property has advice if you want more inspiration. Selling is different because millennials don’t have the resources to buy outright, and baby boomers are already on the property ladder. As a result, your ability to flip a house for a quick profit might be compromised if you don’t reevaluate your investment plan.

Environmental Issues

Global warming is here, and it’s not going away any time soon. Whatever you think about the new phenomenon, there’s no doubt that the change in climate affects homes around the world. To buy a beachfront property is a mistake as the tide will wash it away in years. Of course, houses out of the blast zone aren’t always available, which is why you must consider extra protection. Gulf Coast Modular Homes builds their custom designs to withstand hurricane winds of 180 MPH. This is an excellent example of an out-of-the-box feature you have to factor into your decision in 2020 as global warming worsens.

New Governments

Gone are the days when presidents served two terms and handed over to their replacements. Now, it seems as if some of them are lucky to get through one unscathed. As a result, you shouldn’t rely on bursaries and subsidies that exist now. Yes, Trump has been good to investors and will continue to do so if he stays in power, yet it’s impossible to tell. With his approval ratings and the mid-term results, the Republicans could be replaced come 2021.

Do you think about abstract features before investing? You should as they could be the difference between success and failure.

Adorning Your Home With Luxury Furniture

Having a luxury home is one thing but you then need to adorn it with luxury furniture too. Below, we look at two of the best lavish furniture collections for 2020.

Rowico Purbeck – Beautiful, Rustic Inspired Collection 

Rowico Purbeck is a rustic-inspired furniture range, which is a beach-hut vibe to it. But, you don’t have to have a property by the beach in order to invest in this gorgeous furniture collection. In fact, it would look beautiful in pretty much any type of property.

If you want to add some brightness and air to your home, whether you live in Fryman Canyon or another luxury area, the Purbeck home furniture range is an option to consider. This is a range of furniture, including console tables, coffee tables, sideboards, and more, which has a stunning distressed, textured appearance. Whether you have a country cottage or a contemporary property, you can be sure that this Rowico home furniture will have the desired effect.

Reclaimed driftwood is used in the construction of all pieces in this range, and this is important for a number of reasons. Firstly, it gives the furniture its unique look, and thus will add plenty of character to your home. Not only this, but it ensures that the furniture is eco-friendly, which is something a lot of people care about. White paint is then used, with stunning timber worktops and fixtures, creating an earthy two-tone look. Every piece is unique. This is because they are hand finished, meaning all furniture pieces are one of the kind. This adds to the overlook look. It also means that you are going to benefit from a bespoke piece of furniture without having to spend the huge amounts of money you usually would for such a custom piece.

Coach House Fayence –  Shabby Chic Style Furniture

Coach House Fayence is a home furniture range that does not disappoint if you are a fan of the popular shabby chic style. Shabby chic furniture has become very popular over the past view years, yet not all ranges deliver in terms of both style and quality. Luckily, Fayence does. Discover more about this Coach House furniture range below.

Fayence is a range of home furniture that is made from beechwood and finished in a light cream shade, striking black, or grey. The grey colour, in particular, is bang on trend at the moment. Yet, the black is incredibly modern, and cream is a colour that never fails. With three different colour options, you are guaranteed to find the perfect style for your home. Pieces are finished off with a medium density fibreboard top. All furniture pieces are slightly distressed on the edges for a beautiful finishing touch. This ensures an effective yet affordable solution.

Beechwood, in particular, is a great choice for furniture. There are many advantages associated with this material. This includes the fact that beech is easy to maintain, and it is shock absorbent too, which means it can stand up to the challenge of bearing weight. Thus, if you are looking for a bookcase or a cabinet, something from the Fayence range will not disappoint. Beechwood is also highly durable, meaning you can benefit from furniture pieces that will last for years and years to come, and that can withstand a lot of pressure over time. Thus, you will benefit from furniture that looks incredible and is of an outstanding quality too.

5 Things To Consider Before Building Your Own Home

If you’re thinking of building your own home and don’t know where to begin then don’t worry, you have definitely come to the right place. With so many important things to consider before you get started, it’s important you’re doing as much prior research as you possibly can. From thinking about your budget to choosing a location, the more you plan in advance the better. With that in mind, here are 5 things to consider before building your own house: 

– What Is barclays loan online Your Budget?

One of the first things you need to consider when it comes to building your own home is your overall budget. Building your own house can be incredibly expensive and if you’re not taking the time to work out exactly how much things are going to cost, you might find yourself hit with some nasty surprises when it comes to money. From working out the cost of planning permission to paying for a designer to come up with ideas, you need to ensure you’re thinking of everything you can. For a guide to setting a budget for your new home, you can visit this site here.

– Where unsecured cash loan Do You Want To Build Your Home?

Once you know how much you’re going to be spending, you need to think about where you want your new home to be built. Although you need to obtain planning permissions, the world is pretty much your oyster when it comes to choosing location.

– How Big Do You Want It To Be?

Another important thing to consider when it comes to building your own home is how big you want it to be. Not only will this help when it comes to setting your budget but it will help when it comes to any future plans you need to make. From choosing furniture to decorating your rooms, having measurements is the best place to start. For guidance in this area, you might want to consider talking to professional home builders.

– Who Do You Need To Hire To Help?

When it comes to hiring help, you’re going to need various different people to help make your dream home a reality. From a lawyer to help with planning permission to an interior specialist to help with the overall design, you may be surprised how many people are actually involved in the process. For a guide to hiring a team to help build your home, you can visit this site here.

– How Long Will The Process Take?

Finally, you need to think about how long the process is going to take and whether or not you need to make alternative living arrangements during the process. As you can imagine, building a home can take a long time and if you’re not prepared for that, you could face some difficulties. 

Are you thinking of building your next home? What do you need to consider to ensure it is a success? Did we miss anything? Let me know your thoughts and ideas in the comments section below.